Credit repairs involves the process of improving an individual's creditworthiness by addressing errors and negative items on their credit report. One of the first steps in credit repair is to obtain a copy of your credit report from each of the three major credit bureaus – Equifax, Experian, and TransUnion – and review them for inaccuracies or discrepancies. From there, you can dispute any errors and work on addressing negative items such as late payments or collections. While many companies offer credit repair services, it's essential to research and choose a reputable company with a track record of success.