As a student who relies on the savings of my internship’s stipend, I was a bit nervous about fixed deposits. But after looking into Bajaj Finance, a subsidiary of Bajaj Finserv, here's what gave me peace of mind:

• Top Ratings: They have the highest credit ratings (CRISIL AAA/Stable & ICRA AAA(Stable)) which basically means they're considered super reliable in terms of paying back your money and interest.
• Zero Unclaimed Deposits: This might sound small, but it shows their commitment to returning your money. None of their customers have lost their deposits due to lack of claiming, which is a good sign.
• Trustworthy: Bajaj Finance has been around for a while and is one of the most trustworthy NBFCs in India. This provides a sense of stability ensuring that the money deposited is safe.

You may be looking to book a fixed deposit for a child or your future savings. Thus, your requirements for an FD may differ. However, if safety is your concern, then I think the deposits offered by Bajaj are quite safe. Of course, no investment is 100% risk-free. But based on my research, their strong reputation, and my experience, Bajaj FDs seem like a safe bet. Simply visit the Bajaj Markets and check the offers available.