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There are too many unknown facts here. How old are you? What grade are you in? What is your size? (Height & weight.) Do you have any medical conditions that may be affected by playing? For example, asthma, or something else.

I did not play tackle football until high school. I don’t regret my time playing. I have a lot of good memories from my time playing in high school and college. But … I am short and played in high school at 5′6″, 145 lbs. In college I was up to 155 lbs. We did not have the knowledge about the long term affects that playing can have on you. In retrospect, I am happy that I w

There are too many unknown facts here. How old are you? What grade are you in? What is your size? (Height & weight.) Do you have any medical conditions that may be affected by playing? For example, asthma, or something else.

I did not play tackle football until high school. I don’t regret my time playing. I have a lot of good memories from my time playing in high school and college. But … I am short and played in high school at 5′6″, 145 lbs. In college I was up to 155 lbs. We did not have the knowledge about the long term affects that playing can have on you. In retrospect, I am happy that I was a backup and special teams player. The only year I actually started was my junior year in high school on the J.V. The way I tackled back then, I am glad I did not start any additional years as a strong safety. I worry now, what additional years of playing the way I did would have done to my neck and brain and shoulders.

The brother of one of my best friends played at USC and in the NFL. In his post NFL life, he had 7 surgeries over the years to correct problems from his football playing days. So, maybe it is a blessing that you are not playing football. Look at other sports available to you, like soccer or track.

Where do I start?

I’m a huge financial nerd, and have spent an embarrassing amount of time talking to people about their money habits.

Here are the biggest mistakes people are making and how to fix them:

Not having a separate high interest savings account

Having a separate account allows you to see the results of all your hard work and keep your money separate so you're less tempted to spend it.

Plus with rates above 5.00%, the interest you can earn compared to most banks really adds up.

Here is a list of the top savings accounts available today. Deposit $5 before moving on because this is one of th

Where do I start?

I’m a huge financial nerd, and have spent an embarrassing amount of time talking to people about their money habits.

Here are the biggest mistakes people are making and how to fix them:

Not having a separate high interest savings account

Having a separate account allows you to see the results of all your hard work and keep your money separate so you're less tempted to spend it.

Plus with rates above 5.00%, the interest you can earn compared to most banks really adds up.

Here is a list of the top savings accounts available today. Deposit $5 before moving on because this is one of the biggest mistakes and easiest ones to fix.

Overpaying on car insurance

You’ve heard it a million times before, but the average American family still overspends by $417/year on car insurance.

If you’ve been with the same insurer for years, chances are you are one of them.

Pull up Coverage.com, a free site that will compare prices for you, answer the questions on the page, and it will show you how much you could be saving.

That’s it. You’ll likely be saving a bunch of money. Here’s a link to give it a try.

Consistently being in debt

If you’ve got $10K+ in debt (credit cards…medical bills…anything really) you could use a debt relief program and potentially reduce by over 20%.

Here’s how to see if you qualify:

Head over to this Debt Relief comparison website here, then simply answer the questions to see if you qualify.

It’s as simple as that. You’ll likely end up paying less than you owed before and you could be debt free in as little as 2 years.

Missing out on free money to invest

It’s no secret that millionaires love investing, but for the rest of us, it can seem out of reach.

Times have changed. There are a number of investing platforms that will give you a bonus to open an account and get started. All you have to do is open the account and invest at least $25, and you could get up to $1000 in bonus.

Pretty sweet deal right? Here is a link to some of the best options.

Having bad credit

A low credit score can come back to bite you in so many ways in the future.

From that next rental application to getting approved for any type of loan or credit card, if you have a bad history with credit, the good news is you can fix it.

Head over to BankRate.com and answer a few questions to see if you qualify. It only takes a few minutes and could save you from a major upset down the line.

How to get started

Hope this helps! Here are the links to get started:

Have a separate savings account
Stop overpaying for car insurance
Finally get out of debt
Start investing with a free bonus
Fix your credit

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Steps
1. Know your opponent well enough to anticipate his strength and the tackling technique.

2. If you are going to get hit in the upper chest, push your opponent off with a stiff arm or simply duck down and get your center of gravity lower.

Do not stop running. It is best to try to get to where you need to go. If you feel that your legs are getting tangled up and you can't keep moving, then you are in a tight spot but not helpless. You need to focus your energy on staying up. Don't let the defender pull you down. Then you should work on pulling your legs out from his grasp.If you can keep you

Steps
1. Know your opponent well enough to anticipate his strength and the tackling technique.

2. If you are going to get hit in the upper chest, push your opponent off with a stiff arm or simply duck down and get your center of gravity lower.

Do not stop running. It is best to try to get to where you need to go. If you feel that your legs are getting tangled up and you can't keep moving, then you are in a tight spot but not helpless. You need to focus your energy on staying up. Don't let the defender pull you down. Then you should work on pulling your legs out from his grasp.If you can keep your legs moving you will stand a much better chance of breaking that tackle.

4. When trying to just avoid a defender, do not juke around too much!

It will only slow your speed and make you more vulnerable to get tackled. You should juke with your upper body but keep your legs moving.

5. If you are breaking down the sideline and you see a defender coming from the side, keep running but be ready to make the first move.

When you see him get close enough but not too close, make a small juke with your shoulders to try to get him to slow down and wait for you. Then bolt into the open field right as this pause happens; usually he will be caught off guard.

6. Stay moving.

If you can't break the tackle and you are locked up, then it's time to give up. Trying to stay up in this situation makes you prone to injury and to fumble the ball.

7. Keep your hips bent, but not too much.

Also keep your shoulders diagonal a bit, but not too much so that your head isn't looking straight. Being able to look across the field easily is important.

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Coaches used to just use hand signals before the advent of helmet headsets - defenses still used them as late as 2001, when Bill Belichick infamously stole the Rams' defensive signals and his next three Super Bowls. Belichick wasn't the first, though, and stealing signals was just as rampant in the 70's and 80's, when playbooks got more complex, as it has been in baseball for most of the last century. The prime motivation for adopting headsets was that it allowed better and more secure communication to the signal-callers on the field.

The typical setup gives a headset to the offensive and defen

Coaches used to just use hand signals before the advent of helmet headsets - defenses still used them as late as 2001, when Bill Belichick infamously stole the Rams' defensive signals and his next three Super Bowls. Belichick wasn't the first, though, and stealing signals was just as rampant in the 70's and 80's, when playbooks got more complex, as it has been in baseball for most of the last century. The prime motivation for adopting headsets was that it allowed better and more secure communication to the signal-callers on the field.

The typical setup gives a headset to the offensive and defensive coordinators, the head coach, and the signal-callers - the quarterback and middle linebacker ("QB of the defense"). The coordinators are usually the ones calling plays, with many OCs preferring to sit in a booth near the press box for a superior vantage point, while the other coaches stay on the sidelines. Offensive and defensive headsets operate on different channels so that each squad can focus on its own adjustments when not on the field. The head coach is patched in to everyone so that he can issue special orders ("go for it" on fourth down, calling field goals, take a knee, call time-out, etc.), make suggestions, or countermand bad play calls.

Some teams give other players besides the QB and MLB headsets if they are involved in things like play execution or offensive line calls, but generally relaying orders through the signal-callers works well enough.

Motorola currently makes the NFL's headsets, according to a quick Bing search.

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What might be the reason? I was injured playing football. So maybe hrs simply trying to protect you from further injury. That's what it was like for me. I might have been seriously injured. I wasn't.

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Here’s the thing: I wish I had known these money secrets sooner. They’ve helped so many people save hundreds, secure their family’s future, and grow their bank accounts—myself included.

And honestly? Putting them to use was way easier than I expected. I bet you can knock out at least three or four of these right now—yes, even from your phone.

Don’t wait like I did. Go ahead and start using these money secrets today!

1. Cancel Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily,

Here’s the thing: I wish I had known these money secrets sooner. They’ve helped so many people save hundreds, secure their family’s future, and grow their bank accounts—myself included.

And honestly? Putting them to use was way easier than I expected. I bet you can knock out at least three or four of these right now—yes, even from your phone.

Don’t wait like I did. Go ahead and start using these money secrets today!

1. Cancel Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year.

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

2. You Can Become a Real Estate Investor for as Little as $10

Take a look at some of the world’s wealthiest people. What do they have in common? Many invest in large private real estate deals. And here’s the thing: There’s no reason you can’t, too — for as little as $10.

An investment called the Fundrise Flagship Fund lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. The Flagship Fund does all the heavy lifting.

With an initial investment as low as $10, your money will be invested in the Fund, which already owns more than $1 billion worth of real estate around the country, from apartment complexes to the thriving housing rental market to larger last-mile e-commerce logistics centers.

Want to invest more? Many investors choose to invest $1,000 or more. This is a Fund that can fit any type of investor’s needs. Once invested, you can track your performance from your phone and watch as properties are acquired, improved, and operated. As properties generate cash flow, you could earn money through quarterly dividend payments. And over time, you could earn money off the potential appreciation of the properties.

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

This is a paid advertisement. Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Real Estate Fund before investing. This and other information can be found in the Fund’s prospectus. Read them carefully before investing.

3. Ask This Company to Get a Big Chunk of Your Debt Forgiven

A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.

On average, you could become debt-free within 24 to 48 months. It takes less than a minute to sign up and see how much debt you could get rid of.

4. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… but a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster.

It takes less than a minute and just 10 questions to see what loans you qualify for.

5. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

6. Skip the Interest Until 2026 With This Balance Transfer Card

Aiming to ditch high-interest payments and score cash back on everything you buy? Who isn’t, right?

This card makes a balance transfer easy and affordable, plus you can save money on interest while you earn rewards. With a lengthy 0% intro APR on balance transfers until 2026, you’ll get some well-deserved breathing room to pay down balances interest-free. Plus, a $200 cash bonus is waiting for you, and you’ll enjoy 2% cash back on everything you buy — helping you make the most of your everyday spending.

Here’s what makes this card a win-win:

  • $200 cash back bonus
  • Unlimited 2% cash back
  • $0 annual fee
  • 0% APR on balance transfers for 18 months

Get the most out of your spending. Learn more about this balance transfer card today.

7. Get a $250 Bonus and Zero Fees With This Checking Account

Are you tired of paying through the ear to keep your money in the bank? Let’s face it, we’ve all got bills, errands to run, and checks to cash every month— who has time to micromanage all these sneaky checking account fees?

Well, what if we told you we found a checking account that actually means it when it says, “no fees?” Even better... what if you could earn a $250 bonus when you sign up?

With a Capital One 360 Checking Account, you’ll get access to over 70,000 fee-free ATMs, 24/7 mobile deposit and account access through their top-rated banking app, and zero overdraft fees (if an approved transaction takes your account below $0).

There is no minimum deposit to open and maintain your account, and you’ll never pay monthly or maintenance fees to access your money. Plus, with the Capital One Early Paycheck feature, you can get your paycheck up to two days faster without paying extra fees for that, either—and with built-in Zelle access, sending money is a snap.

Does your checking account do all of that? Sign up for a Capital One 360 Checking Account and claim your $250 bonus!*

*Terms apply. Visit Capital One 360 for details.

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It's a run designed to have the running back pass the line of scrimmage to the outside of the tackle, off his outside hip.

You know how the offense aligns, right? For a refresher:

LTackle LGuard Center RGuard RTackle

If there is a Tight End, the play will be between the Tackle and Tight End.

A Fullback can be used, but it isn't always.

For an example, my old team had a play we called 45/46 Blast.

The 4 told the backs how to align; in this instance, it'd be an I-formation.

The 5 meant it was going off the left tackle; 6 meant it was going off the right tackle.

The “Blast” meant the fullback was going t

It's a run designed to have the running back pass the line of scrimmage to the outside of the tackle, off his outside hip.

You know how the offense aligns, right? For a refresher:

LTackle LGuard Center RGuard RTackle

If there is a Tight End, the play will be between the Tackle and Tight End.

A Fullback can be used, but it isn't always.

For an example, my old team had a play we called 45/46 Blast.

The 4 told the backs how to align; in this instance, it'd be an I-formation.

The 5 meant it was going off the left tackle; 6 meant it was going off the right tackle.

The “Blast” meant the fullback was going to out-block (Blast) the last defender on the line of scrimmage.

Now, we allowed for variances. The most basic was that the tackle and TE would downblock, and the FB would kick the last defender out. The tackle was responsible for setting this up based on what he saw, and had three different calls (TED, TIM, and TOM) that told the TE and FB what needed to happen.

Whether the TE blocked inside, outside, or whatever, the FB you could also say had “cleanup duty”. One way or the other, the ballcarrier was running off the tackle's outside hip.

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Tom Brady’s father wouldn’t let him play tackle football until he was a high school freshman, and I think he turned out OK.

His father wasn’t worried about concussions, either. Nobody was back then. He was worried about his son’s joints (knee, hip, elbow, shoulder) because they were still developing.

I totally get that.

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Many people think building wealth requires complex strategies, but often the biggest opportunities are hiding in plain sight. Whether it’s failing to take advantage of compounding interest early, missing out on passive income streams, or overlooking the power of fractional real estate investments, these are just a few examples of wealth-building tactics that tend to fly under the radar. Here are the biggest missed opportunities I have concluded:

1. Overpaying on Auto Insurance

The average American overpays by $400/year on car insurance. But finding a better deal doesn’t have to be complicated. H

Many people think building wealth requires complex strategies, but often the biggest opportunities are hiding in plain sight. Whether it’s failing to take advantage of compounding interest early, missing out on passive income streams, or overlooking the power of fractional real estate investments, these are just a few examples of wealth-building tactics that tend to fly under the radar. Here are the biggest missed opportunities I have concluded:

1. Overpaying on Auto Insurance

The average American overpays by $400/year on car insurance. But finding a better deal doesn’t have to be complicated. Here’s how you can start saving in less than 1 minute:

  • Compare top providers – Instantly access quotes from leading insurance companies to find the best rates for you.
  • Quick and easy process – Answer a few simple questions about your driving history, and let the tool do the rest.
  • Personalized results – Get customized recommendations that match your budget and requirements.

See how much you can save on car insurance with Coverage.com!

2. Not Investing in Real Estate (Starting at Just $20)

The wealthy have long favored real estate investing, but now, platforms like Ark7 make it accessible to everyone—starting at just $20 per share.

  • Hassle-free management – Ark7 handles everything from property management to rent collection for you.
  • Award-winning app – Enjoy a smooth user experience, making your investments easier and more efficient.
  • Monthly profits deposited – Your share of the rental income is automatically deposited into your account each month.

It’s a simple way to start building your own rental property portfolio without needing a magnate’s budget. Interested? Check out Ark7’s properties and start investing today

3. Overlook how much you can save when shopping online

Many people overpay when shopping online simply because price-checking across sites is time-consuming. Capital One Shopping is a free browser extension that can help you save money by automatically finding the better deals.

  • Auto-apply coupon codes – This friendly browser add-on instantly applies any available valid coupon codes at checkout, helping you find better discounts without searching for codes.
  • Compare prices across stores – Capital One Shopping scans across over a hundred thousand retailer sites to show you where products are available at better prices. If a better deal is found, it alerts you before you spend more than necessary.
  • Proven savings from happy shoppers– Capital One Shopping users saved over $800 million in the past year. The add-on is now available for Google Chrome, Mozilla Firefox, Microsoft Edge, & Safari.

Grab the Capital One Shopping browser extension and stop leaving money on the table.

Disclosure: Capital One Shopping compensates us when you get the browser extension through our links.

4. Paying off credit card debt on your own

If you have over $10,000 in credit cards - a debt relief program could help you lower your total debt by an average of 23%.

  • Lower your total debt – National Debt Relief works with creditors to negotiate and settle your debt for less than you owe.
  • One affordable monthly payment – Instead of managing multiple bills, consolidate your payments into one simple, structured plan.
  • No upfront fees – You only pay once your debt is successfully reduced and settled, ensuring a risk-free way to tackle financial burdens.

Simple as that. You’ll likely end up paying less than you owed and could be debt free in 12-24 months. Here’s a link to National Debt Relief.

5. Wasting Time on Unproductive Habits

As a rule of thumb, I’d ignore most sites that claim to pay for surveys, but a few legitimate ones actually offer decent payouts.

I usually use Survey Junkie. You basically just get paid to give your opinions on different products/services, etc. Perfect for multitasking while watching TV!

  • Earn $100+ monthly – Complete just three surveys a day to reach $100 per month, or four or more to boost your earnings to $130.
  • Millions Paid Out Survey Junkie members earn over $55,000 daily, with total payouts exceeding $76 million.
  • Join 20M+ Members – Be part of a thriving community of over 20 million people earning extra cash through surveys.

With over $1.6 million paid out monthly, Survey Junkie lets you turn spare time into extra cash. Sign up today and start earning from your opinions!

6. Overspending on Mortgages

Overpaying on your mortgage can cost you, but securing the best rate is easy with Bankrate’s Mortgage Comparison Tool.

  • Compare Competitive Rates – Access top mortgage offers from trusted lenders.
  • Personalized results – Get tailored recommendations based on your financial profile.
  • Expert resources – Use calculators to estimate monthly payments and long-term savings.

Don’t let high rates limit your financial flexibility. Explore Bankrate’s Mortgage Comparison Tool today and find the right mortgage for your dream home!

7. Paying Too Much for Repairs

Unexpected repairs can be costly, but Choice Home Warranty offers an affordable solution to keep your home covered.

  • Comprehensive home protection – Protect essential systems and appliances like HVAC, plumbing, and electrical.
  • Affordable plans – Choose customizable coverage at competitive rates.
  • 24/7 claims service – Get fast, hassle-free repairs from a network of trusted technicians.
  • Nationwide coverage – Coverage available across the U.S. for peace of mind wherever you live.

Don’t let unexpected repairs drain your finances. Join thousands of homeowners who trust Choice Home Warranty to safeguard their homes. Get a free quote today and see how affordable peace of mind can be!

8. Suffering From Wine Sensitivities

If wine gives you headaches, congestion, or sensitivities, you’re not alone. The Wand by PureWine offers a simple solution.

  • Remove wine allergens – Filters out histamines and sulfites, the main culprits behind wine sensitivities, without changing taste or aroma.
  • Convenient and portable – Fits in your pocket or purse, perfect for home or dining out.
  • Works with all wines – Red, white, rosé, or sparkling—enjoy them all without worry.
  • No wasted wine – Savor every sip without unpleasant reactions.

Join thousands who’ve rediscovered wine with The Wand. Ready to sip stress-free? Try it today!

9. Missing Out on Financial Flexibility

Unexpected expenses? MoneyLion’s Instacash offers interest-free cash advances up to $500, helping you stay on track financially.

  • Access up to $500 instantly – Get funds before payday when you need them most.
  • No interest or credit checks – Enjoy hassle-free cash without extra costs or credit impact.
  • Flexible repayment options – Automated repayments align with your pay cycle for a stress-free experience.

Stay in control of your finances. Download the MoneyLion app today and access Instacash with confidence!

10. Overspending Without a Plan

Managing finances doesn’t have to be complicated. Acorns makes it easy by rounding up your purchases and investing the spare change automatically.

  • Hands-Free Savings – Every purchase is rounded up and invested, helping you grow wealth effortlessly.
  • Smart investment options – Choose from diversified portfolios tailored to your goals.
  • Automated Contributions – Set up daily, weekly, or monthly deposits for consistent growth.
  • Educational insights – Gain expert tips and tools to make smarter money decisions.

Join over 10 million members taking small steps toward big financial growth. Ready to invest in your future? Sign up for Acorns today!

11. Ignoring Home Equity

Your home can be one of your most valuable financial assets, yet many homeowners miss out on opportunities to leverage its equity. Bankrate’s Best Home Equity Options helps you find the right loan for renovations, debt consolidation, or unexpected expenses.

  • Discover top home equity loans and HELOCs – Access competitive rates and terms tailored to your needs.
  • Expert tools – Use calculators to estimate equity and project monthly payments.
  • Guided decision-making – Get insights to maximize your home’s value while maintaining financial stability.

Don’t let your home’s value go untapped. Explore Bankrate’s Best Home Equity Options today and make your equity work for you!

12. Wasting Money on Expensive Banking Fees

Stop overpaying for banking fees and complicated tools. Found offers an all-in-one solution to manage your business finances—without hidden costs.

  • No hidden fees – No monthly fees, overdraft charges, or minimum balance requirements.
  • Business banking made simple – Manage invoices, track expenses, and calculate taxes automatically.
  • Tax prep and deductions – Stay organized and prepared for tax season with effortless expense tracking.
  • Designed for small business owners – Perfect for freelancers, contractors, and small business owners.

Save money and simplify your business finances. Sign up with Found today and take control of your business finances!

13. Missing Out on Smart Investing

With countless options available, navigating investments can feel overwhelming. Bankrate’s Best Investing Options curates top-rated opportunities to help you grow your wealth with confidence.

  • Compare investments – Explore stocks, ETFs, bonds, and more to build a diversified portfolio.
  • Tailored insights – Get tailored advice to match your financial goals and risk tolerance.
  • Maximize returns – Learn strategies to optimize investments and minimize risks.

Take control of your financial future. Explore Bankrate’s Best Investing Options today and start building a stronger portfolio today!

14. Wasting Money on Uninformed Stock Market Decisions

Many investors lose money by guessing instead of using data-driven strategies. Stock Market Guides simplifies investing with real-time alerts and expert insights to help you trade with confidence.

  • Real-time alerts – Get buy and sell signals based on historical data for stocks and options
  • Expert insights – Avoid common mistakes and maximize returns with data-backed analysis.
  • Tools for success – Use tools like stop-loss and take-profit calculators to plan smarter trades.

Stop gambling on the market—start making informed decisions. Explore Stock Market Guides today and turn your financial goals into reality!

15. Relying on Expensive Payday Loans

Need quick cash? Skip costly payday loans and borrow up to $500—or get an $800 credit limit—with Possible Finance.

  • Fast, Flexible Borrowing – Access funds with repayment plans that fit your budget, no matter your credit history.
  • Easy, Transparent Application – Apply in minutes with no hidden fees or high interest rates.
  • No late fee, no interest – Avoid payday loan traps with fair, flexible terms.
  • Build credit while borrowing – On-time payments are reported to credit bureaus to help improve your score.

Don’t overpay for emergency cash - borrow smarter with Possible Finance. Apply today and get the funds you need quickly and easily! (Service availability may vary by state.)

16. Wasting Money on High-Interest Loans

Stop overpaying on loans due to a low credit score. Kovo makes building credit easy, affordable, and hassle-free.

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  • Earn rewards - Get up to 1% back on eligible loans and unlock up to $1,225 in rewards.
  • Track your progress - Monitor your FICO® Score and see your credit improve monthly.

Take control of your financial future with Kovo. Give yourself the gift of better credit—sign up today!

17. Ignoring Data-Driven Decisions in Investing

Experienced investors rely on in-house tools, but MarketXLS takes productivity to the next level by streamlining market tracking and eliminating manual data entry.

  • All-in-One Market Tracking – Monitor 13,500+ stocks, 3,100+ ETFs, options, and coins with real-time data.
  • Seamless Excel integration – Manage your portfolio directly in Excel with custom formulas and automated updates.
  • Stop manual data entry – Access 50+ templates and analysis tools to save hours of work and create smarter investment strategies.

Stop wasting time on tedious tasks—start making data-driven decisions with MarketXLS. Try it free for 7 days today!

18. Ignoring Commercial Investments

Many investors overlook commercial real estate, assuming it requires substantial capital. But EquityMultiple makes it accessible with a streamlined, professionally managed approach.

  • Invest with just $5,000 – Enter the commercial real estate market with a lower investment threshold.
  • High potential returns – Invest in carefully vetted projects designed for long-term growth.
  • Diversify your portfolio – Access equity, debt, and preferred investments to minimize risk.

Stop missing out on high-return opportunities in commercial real estate. Explore EquityMultiple today and start building your real estate portfolio!

19. Missing Out on Diversifying into a 200-400 Real Estate Loan Portfolio

Many people waste opportunities by not investing in diversified real estate portfolios. Groundfloor’s Flywheel makes it easy to grow your wealth with real estate-backed loans, offering steady returns without the hassle of property ownership.

  • Invest with $100 – Gain access to a diversified portfolio of short-term real estate loans, giving you a low-risk entry into real estate investing.
  • Predictable returns – Earn steady income from real estate debt with an average loan term of 36 months.
  • Hands-off investing – No need to manage properties; Flywheel offers a fully managed investment solution.

Stop missing out on potential returns—start earning with Groundfloor’s Flywheel Portfolio today!

20. Neglecting Estate Planning

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Profile photo for Robert Goodman

You need to be good at teaching.

You need a good grasp of the material you're teaching -- why things are done rather than simply that they're done, so you can make adjustments.

You may need to be a motivator of the players.

You may need to be good at interpersonal politics, to minimize rancor among players.

You need a good, practiced eye to detect things that are wrong.

You need to be able to quickly assess what your players are capable of, so you don't waste time trying to teach what they won't learn in the time you have, or waste your players' potential by not calling on them to do

You need to be good at teaching.

You need a good grasp of the material you're teaching -- why things are done rather than simply that they're done, so you can make adjustments.

You may need to be a motivator of the players.

You may need to be good at interpersonal politics, to minimize rancor among players.

You need a good, practiced eye to detect things that are wrong.

You need to be able to quickly assess what your players are capable of, so you don't waste time trying to teach what they won't learn in the time you have, or waste your players' potential by not calling on them to do things up to their abilities.

Profile photo for Declan Edwards

Should American football remove tackling?

Much as I detest the tackling in American Football, I wouldn’t remove tackling.

I might change the type of tackling allowed. Both major Rugby codes and Aussie Rules would be a good place to look. There’s more technique to tackling that just <BAM!>.

But remove tackling entirely and what do you have? Running with a ball. That’s it.

This search engine can reveal so much. Click here to enter any name, wait for it, brace yourself.
Profile photo for C.J. David

You go full speed and never lead with your head down. Make sure you attack the body and have leverage. Helmet across the body and wrap up. Full speed, all the time. If you hesistate for one second you will not get that hard tackle.

Profile photo for William Kitt

Off tackle means a running play directed to the outside of an offensive tackle. The center the guard the tackle the tight end on the end of one side of the offense line is the position as they line up at line of scrimmage. Off tackle means running play off the outside of tackle. Inside the tackles are running plays up the middle

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They are in constant communication with the offensive coordinator, defensive coordinator, quarterback, and others. The offensive and defensive coordinators often times are the ones that call the offensive and defensive plays, respectively. The quarterback also has a headset in his helmet that can be used for communication. The reason the headset is necessary is because these people the coach is communicating with tend not to be near the coach, because the quarterback is on the field and the coordinators oftentimes are in a press box to get a better view.

Profile photo for Isaiah Martinez

As with any competitive sport--there is no discernable formulaic method for success, at any--authoritative or not--level; esp. w/r/t strategy and real-life variables.
Passion is paramount.

And with American Football particularly being a team sport, a successful coach will need to possess extraordinary leadership qualities, outside of
and inside the locker room in order to gain respect from, and authority over the trust of his players. Performance itself is a variable, as a coach can't actively dictate whether or not, for example, a WR will catch and maintain possession of a throw from a QB;

As with any competitive sport--there is no discernable formulaic method for success, at any--authoritative or not--level; esp. w/r/t strategy and real-life variables.
Passion is paramount.

And with American Football particularly being a team sport, a successful coach will need to possess extraordinary leadership qualities, outside of
and inside the locker room in order to gain respect from, and authority over the trust of his players. Performance itself is a variable, as a coach can't actively dictate whether or not, for example, a WR will catch and maintain possession of a throw from a QB; rather, the coach's duty is to make sure the QB and WR are synchronizing correctly in the play, and that the starting players are the best available.

Profile photo for Joe Cinocca

Crowd noise has become so deafening over the years, that they've introduced the helmet headset. The Offensive Playcaller sits in the press box and looks at the opposing team's defensive formations. He talks to the Head Coach on the headset and sometimes faxes down the aerial shot with his notes to give the coach the visual. The Head Coach calls in the play to the Quarterback, once he decides from the best options presented.

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The tackle, right or left, is the outside position of the 5 man offensive line. Center in the middle right and left guard directly outside center, and tackles outside guards.

Profile photo for Genghis Khan

Yes. Well, they did on my team in HS because we only had 50 guys on the team, so even if you only played on offense in games, you still had to play defense in practice (and be ready if needed to play defense in games). So, everybody had to learn how to tackle, even the guys who played QB on offense. I suppose at big schools with large numbers of players that some guys might not be forced to play defense and therefore not have to practice tackling.

Profile photo for Sam Light

Practice Mate. The more practice, the better you will be. If you are struggling try watching videos on how to perform certain tackles, such as slides, but by far the most important thing is getting your mates out and practising. Joining a club will also give you more practice and the coaching you will get will boost that.

A tackle is any event where a player with the ball is taken down by a player from the other team. Normally the tackler wraps his arms around the ball carrier or grabs a body part (arm or leg) in an attempt to pull or push the ball carrier to the ground, but more aggressive tackling includes lowering the shoulder and running into the ball carrier in an attempt to knock the ball carrier off balance, causing him to fall.

Profile photo for Kim Hastings

Through the headsets they can talk to the coaches in the booth upstairs and, until there is 15 seconds on the play clock, to the players on the field with the green communications sticker on the back of their helmet. These communication stickers are worn by the quarterback, on offense, and the defensive captain. Usually the defensive captain is the middle linebacker, though not always.

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Tackle is a position on both the offensive and defensive lines in football. On the offensive line the tackle is located between the guard and the end if there is an end. On the defensive line the tackle used to line up opposite the offensive tackle in a six man D line. Since six man D lines no longer exist the tackle, if there is one lines up between the offensive guard and tackle. Many defensive schemes do not have an official tackle.

Profile photo for Sydney Russel (Sydboski)

It is a run play designed to run off of the outside shoulder of the ofensive tackle.

Profile photo for Greg Dyson

Years of experience, how effective his quarterback is, and the type of offense his team performs.

Profile photo for Mithya Manning

Adding a minor detail about one way communication. After first 25 seconds between each play, the radio connection is cut off. So players on field can no longer receive messages from coach in last 15 seconds till next play.

Profile photo for Dr Frank Says

Keep running.

Profile photo for Tykeem Gadsden

Force your arms to the ball carrier between the waist of his body and hold on to him until he’s off balance and suddenly he’ll fall down to the ground, and make sure you don’t pull him down cause it can possibly be a broken tackle and it’s though the get it over with, so always try the balance yourself and tackle the ball carrier woth the force of your hands and hold onto him until he’s unbalanced.

Profile photo for Gary McAdam

No - do that and you essentially destroy the game. There needs to be a fundamental look at tackling technique (not just from safety standpoint), as there are way too many tackles missed or broken because the defender’s more interested in landing a “highlight reel” blow than wrapping the ball carrier up. Addressing that would also make the game safer, without compromising the fundamental nature of what it is (i.e a full-on contact sport).

Profile photo for Christopher Foote

It's been a long time since I played bit don't try to break a tackle. Instead (I'm being honest) try to run through the person trying to tackle you. They aren't going to like being hit. If you don't want to do that then you should work on your shimmy. Jukebajd jive bit I think tye best way to keep from being tackled is to collide with the tackler.

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All headsets are for communication between coaches on the field, up in the press box, and one player on the field (quarterback on offense usually a linebacker on defense). I believe the last one only applies to the NFL. You might see a backup quarterback with a headset as well. Sometimes you might see the starting QB talking on a phone because they don't want to fill the headsets with the chatter.

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You have to look at the purpose of tackling, which is to have a means to defend against a player attacking with the ball. What would you propose as an alternative?

Touch and flag football as alternatives have already existed in parallel with tackle football for a long time, so it’s not as if they’re acceptable replacements for each other; they’re variant games. What you’d have to come up with is something else that would be adopted instead of, not merely as another choice besides, tackling.

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