Some banks offer rewards or points for every credit card purchase. Once you accumulate enough points, it is vital to redeem them before their expiry. The expiry period for reward points differs depending on the bank and credit card type.

Reward benefit plans motivate you to optimise your credit card and enjoy the discount, and cashback offers. A credit card which works for you can help you spend smart and save better.

Let’s check what you can use these reward points for -

• Toredeem points for travel, such as flights, hotel stays, or car rentals.
• You can shop for merchandise in an online rewards mall, which may offer a variety of items in different categories.
• Avail of cashback or statement credits to apply to your account balance.
• You can transfer points to airline or hotel loyalty programs for even more flexibility.
• You can upgrade your travel experience with perks like lounge access or priority boarding.
• Pay for purchases directly with your points, depending on the card and program.

With Fi’s AI-powered Analyser can help you determine your credit score within seconds. You also get to analyze where you spend the most to help you stick to your budget. To know more about credit card reward points click the link below!

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