There are a few strategies to keep in mind to maximise cashback and points on credit card rewards.

First, choose a credit card that offers rewards on categories that you frequently spend on, such as groceries, gas, or travel.

Second, take advantage of sign-up bonuses, which can offer a large number of points or cashback for meeting a minimum spending requirement within a certain time frame.

Third, pay your credit card balance in full each month to avoid interest charges which can cancel out the value of your rewards.

Lastly, consider pairing multiple credit cards to earn rewards on different categories and maximise your overall rewards potential. By following these strategies, you can make the most out of your credit card rewards and put extra money back in your pocket.

By pairing multiple credit cards and using a money management platform like Fi's AI-powered Analyser, you can effectively track your expenses and maximise your rewards potential. With the platform's insights on spending habits and helpful nudges to optimise savings and investments, you can confidently take control of your finances and get the most out of your credit card rewards.

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