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Designed for the digital era & placing a premium on digitization, UPB is more than a conventional bank. Presents unique blockchain services that focus on low transaction fees, high throughput, dual private key, & security to improve accessibility & stability in the financial system.

Download The Seven Secrets of High Net Worth Investors for the insight you need.
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Banks have made great strides in developing digital business models, introducing millions of people to mobile banking, and becoming expert providers of data-based services. When it comes to blockchain, however, they have remained mostly on the sidelines.

Bank’s hesitation on blockchain contrasts with efforts seen elsewhere. Governments and infrastructure providers are experimenting with the technology in the belief that a shared electronic ledger will help them cut costs and increase transparency.

Reason of Resistance

  • The financial industry’s initiatives have been rolled out at scale, and tough r

Banks have made great strides in developing digital business models, introducing millions of people to mobile banking, and becoming expert providers of data-based services. When it comes to blockchain, however, they have remained mostly on the sidelines.

Bank’s hesitation on blockchain contrasts with efforts seen elsewhere. Governments and infrastructure providers are experimenting with the technology in the belief that a shared electronic ledger will help them cut costs and increase transparency.

Reason of Resistance

  • The financial industry’s initiatives have been rolled out at scale, and tough regulatory requirements in banking create a high barrier to entry.
  • The future regulation of blockchain itself remains uncertain. Some regulators, such as the UK’s Financial Conduct Authority (FCA), are still formulating policy.
  • In the United States, the Securities and Exchange Commission (SEC) has blocked attempts to launch blockchain-based ETFs.
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Crypto payment processing solutions are designed to facilitate transactions using cryptocurrencies for goods and services, bridging the gap between traditional financial systems and the digital currency world. These solutions typically support a range of cryptocurrencies to cater to various users and businesses, prioritizing liquidity, security, market capitalization, and user adoption. The types of cryptocurrencies supported can broadly be categorized into a few key groups based on their characteristics and use cases.

Firstly, major cryptocurrencies such as Bitcoin (BTC) and Ethereum (ETH) are

Crypto payment processing solutions are designed to facilitate transactions using cryptocurrencies for goods and services, bridging the gap between traditional financial systems and the digital currency world. These solutions typically support a range of cryptocurrencies to cater to various users and businesses, prioritizing liquidity, security, market capitalization, and user adoption. The types of cryptocurrencies supported can broadly be categorized into a few key groups based on their characteristics and use cases.

Firstly, major cryptocurrencies such as Bitcoin (BTC) and Ethereum (ETH) are universally supported across virtually all crypto payment platforms. Bitcoin, being the first cryptocurrency with the highest market capitalization and widespread recognition, is considered a must-have in payment processing solutions. Ethereum, known for its smart contract functionality, is not far behind due to its extensive use in the DeFi (Decentralized Finance) and NFT (Non-Fungible Token) spaces. These cryptocurrencies are favored for their liquidity, ensuring that payment processors can easily convert them into fiat currencies or other digital assets.

Secondly, stablecoins like Tether (USDT), USD Coin (USDC), and Binance USD (BUSD) are increasingly supported due to their stability relative to fiat currencies. Stablecoins are pegged to stable assets like the USD, reducing the volatility typically associated with cryptocurrencies. This makes them ideal for merchants and consumers looking for the benefits of blockchain technology without the price fluctuations. For example, Tether and USD Coin have seen their market capitalizations soar, indicating their growing role in the ecosystem.

Thirdly, altcoins with significant market presence and utility, such as Litecoin (LTC), Ripple (XRP), and Dash (DASH), are also commonly supported. Litecoin offers faster transaction confirmation times than Bitcoin, making it appealing for merchants and consumers seeking speed. Ripple, despite its legal challenges in the United States, is designed for fast and efficient cross-border payments, appealing to businesses with international transactions. Dash provides enhanced privacy and quick transaction features, catering to users prioritizing anonymity.

Fourthly, payment-focused cryptocurrencies that specifically aim to enhance or revolutionize online payments are often included. Examples include Stellar (XLM), which facilitates quick and low-cost cross-border transactions, and Monero (XMR), which offers privacy-focused transactions. These cryptocurrencies are designed with features that improve upon the limitations of traditional payment systems, such as reducing transaction fees and increasing speed, making them attractive to payment processors.

Lastly, emerging cryptocurrencies and DeFi tokens may be supported by more adventurous or specialized payment processors looking to capitalize on the latest trends in the cryptocurrency market. These tokens can offer innovative financial services, like lending, borrowing, and yield farming, on blockchain technology. However, their inclusion is often subject to the payment processor's risk tolerance and the specific token's regulatory landscape.

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The types of cryptocurrencies supported by crypto payment processing solutions can vary depending on the specific payment processor. However, most payment processors typically support the most popular and widely used cryptocurrencies, such as:

  • Bitcoin (BTC): The first and most well-known cryptocurrency, Bitcoin is supported by most crypto payment processors.
  • Ethereum (ETH): The second-largest cryptocurrency by market capitalization, Ethereum is also commonly supported by payment processors.
  • Litecoin (LTC): A "lite" version of Bitcoin, Litecoin is often used for smaller transactions and is also co

The types of cryptocurrencies supported by crypto payment processing solutions can vary depending on the specific payment processor. However, most payment processors typically support the most popular and widely used cryptocurrencies, such as:

  • Bitcoin (BTC): The first and most well-known cryptocurrency, Bitcoin is supported by most crypto payment processors.
  • Ethereum (ETH): The second-largest cryptocurrency by market capitalization, Ethereum is also commonly supported by payment processors.
  • Litecoin (LTC): A "lite" version of Bitcoin, Litecoin is often used for smaller transactions and is also commonly supported by payment processors.
  • Bitcoin Cash (BCH): A hard fork of Bitcoin, Bitcoin Cash has a larger block size limit and faster transaction times than Bitcoin.
  • Ripple (XRP): A digital currency designed for use in cross-border payments, Ripple is often used by businesses and financial institutions for international transactions.
  • Stellar (XLM): A cryptocurrency designed for use in micropayments and cross-border transactions, Stellar is also commonly supported by payment processors.

In addition to these cryptocurrencies, some payment processors may support other digital assets, such as stablecoins like USDC or DAI, or newer cryptocurrencies that are gaining popularity in the market. It's worth noting that not all payment processors support the same set of cryptocurrencies, so it's important to choose a payment processor that supports the specific cryptocurrencies that you want to accept.

Where do I start?

I’m a huge financial nerd, and have spent an embarrassing amount of time talking to people about their money habits.

Here are the biggest mistakes people are making and how to fix them:

Not having a separate high interest savings account

Having a separate account allows you to see the results of all your hard work and keep your money separate so you're less tempted to spend it.

Plus with rates above 5.00%, the interest you can earn compared to most banks really adds up.

Here is a list of the top savings accounts available today. Deposit $5 before moving on because this is one of th

Where do I start?

I’m a huge financial nerd, and have spent an embarrassing amount of time talking to people about their money habits.

Here are the biggest mistakes people are making and how to fix them:

Not having a separate high interest savings account

Having a separate account allows you to see the results of all your hard work and keep your money separate so you're less tempted to spend it.

Plus with rates above 5.00%, the interest you can earn compared to most banks really adds up.

Here is a list of the top savings accounts available today. Deposit $5 before moving on because this is one of the biggest mistakes and easiest ones to fix.

Overpaying on car insurance

You’ve heard it a million times before, but the average American family still overspends by $417/year on car insurance.

If you’ve been with the same insurer for years, chances are you are one of them.

Pull up Coverage.com, a free site that will compare prices for you, answer the questions on the page, and it will show you how much you could be saving.

That’s it. You’ll likely be saving a bunch of money. Here’s a link to give it a try.

Consistently being in debt

If you’ve got $10K+ in debt (credit cards…medical bills…anything really) you could use a debt relief program and potentially reduce by over 20%.

Here’s how to see if you qualify:

Head over to this Debt Relief comparison website here, then simply answer the questions to see if you qualify.

It’s as simple as that. You’ll likely end up paying less than you owed before and you could be debt free in as little as 2 years.

Missing out on free money to invest

It’s no secret that millionaires love investing, but for the rest of us, it can seem out of reach.

Times have changed. There are a number of investing platforms that will give you a bonus to open an account and get started. All you have to do is open the account and invest at least $25, and you could get up to $1000 in bonus.

Pretty sweet deal right? Here is a link to some of the best options.

Having bad credit

A low credit score can come back to bite you in so many ways in the future.

From that next rental application to getting approved for any type of loan or credit card, if you have a bad history with credit, the good news is you can fix it.

Head over to BankRate.com and answer a few questions to see if you qualify. It only takes a few minutes and could save you from a major upset down the line.

How to get started

Hope this helps! Here are the links to get started:

Have a separate savings account
Stop overpaying for car insurance
Finally get out of debt
Start investing with a free bonus
Fix your credit

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Криптоплатежи – это процесс перевода криптовалют между сторонами. Этот процесс включает в себя несколько ключевых компонентов:

  1. Криптовалютный Кошелек: Для начала, и отправителю, и получателю нужен криптовалютный кошелек. Это может быть программное обеспечение, приложение на смартфоне или даже аппаратное устройство, которое хранит ключи для доступа к криптовалютам.
  2. Инициация Транзакции: Отправитель инициирует транзакцию, указывая адрес кошелька получателя и сумму перевода. Эти данные вводятся в блокчейн, который поддерживает соответствующую криптовалюту.
  3. Подтверждение Транзакции: Транзакции с крип

Криптоплатежи – это процесс перевода криптовалют между сторонами. Этот процесс включает в себя несколько ключевых компонентов:

  1. Криптовалютный Кошелек: Для начала, и отправителю, и получателю нужен криптовалютный кошелек. Это может быть программное обеспечение, приложение на смартфоне или даже аппаратное устройство, которое хранит ключи для доступа к криптовалютам.
  2. Инициация Транзакции: Отправитель инициирует транзакцию, указывая адрес кошелька получателя и сумму перевода. Эти данные вводятся в блокчейн, который поддерживает соответствующую криптовалюту.
  3. Подтверждение Транзакции: Транзакции с криптовалютой требуют подтверждения. Майнеры или участники сети используют мощности своих компьютеров для проверки и записи транзакции в блокчейн.
  4. Перевод средств: После подтверждения транзакции криптовалюта переводится из кошелька отправителя в кошелек получателя. Этот процесс обычно занимает от нескольких минут до часа, в зависимости от загруженности сети и выбранной криптовалюты.
  5. Использование Криптоплатежных Шлюзов: Для бизнесов, желающих принимать криптоплатежи, криптоплатежные шлюзы, такие как OxaPay, могут упростить процесс. Они позволяют автоматизировать прием платежей, конвертировать криптовалюту в фиатные деньги и предоставлять дополнительные сервисы, такие как защита от мошенничества и интеграция с бухгалтерскими системами.

Криптоплатежи предлагают уникальные преимущества, такие как низкие комиссии, быстрота транзакций и повышенная безопасность, делая их привлекательным выбором как для личного использования, так и для бизнеса.

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Its depends upon in which cryptocurrency you are going to invest. Do some research before Investing in any crypto. I recently came to know about ASKO a very secure platform for investment. ASKO aims to provide investors and community a cost effective Lend and Borrow Platform, while retaining high yields and profitability on ASKOLend. Join them on Binance Smart Chain.

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I once met a man who drove a modest Toyota Corolla, wore beat-up sneakers, and looked like he’d lived the same way for decades. But what really caught my attention was when he casually mentioned he was retired at 45 with more money than he could ever spend. I couldn’t help but ask, “How did you do it?”

He smiled and said, “The secret to saving money is knowing where to look for the waste—and car insurance is one of the easiest places to start.”

He then walked me through a few strategies that I’d never thought of before. Here’s what I learned:

1. Make insurance companies fight for your business

Mos

I once met a man who drove a modest Toyota Corolla, wore beat-up sneakers, and looked like he’d lived the same way for decades. But what really caught my attention was when he casually mentioned he was retired at 45 with more money than he could ever spend. I couldn’t help but ask, “How did you do it?”

He smiled and said, “The secret to saving money is knowing where to look for the waste—and car insurance is one of the easiest places to start.”

He then walked me through a few strategies that I’d never thought of before. Here’s what I learned:

1. Make insurance companies fight for your business

Most people just stick with the same insurer year after year, but that’s what the companies are counting on. This guy used tools like Coverage.com to compare rates every time his policy came up for renewal. It only took him a few minutes, and he said he’d saved hundreds each year by letting insurers compete for his business.

Click here to try Coverage.com and see how much you could save today.

2. Take advantage of safe driver programs

He mentioned that some companies reward good drivers with significant discounts. By signing up for a program that tracked his driving habits for just a month, he qualified for a lower rate. “It’s like a test where you already know the answers,” he joked.

You can find a list of insurance companies offering safe driver discounts here and start saving on your next policy.

3. Bundle your policies

He bundled his auto insurance with his home insurance and saved big. “Most companies will give you a discount if you combine your policies with them. It’s easy money,” he explained. If you haven’t bundled yet, ask your insurer what discounts they offer—or look for new ones that do.

4. Drop coverage you don’t need

He also emphasized reassessing coverage every year. If your car isn’t worth much anymore, it might be time to drop collision or comprehensive coverage. “You shouldn’t be paying more to insure the car than it’s worth,” he said.

5. Look for hidden fees or overpriced add-ons

One of his final tips was to avoid extras like roadside assistance, which can often be purchased elsewhere for less. “It’s those little fees you don’t think about that add up,” he warned.

The Secret? Stop Overpaying

The real “secret” isn’t about cutting corners—it’s about being proactive. Car insurance companies are counting on you to stay complacent, but with tools like Coverage.com and a little effort, you can make sure you’re only paying for what you need—and saving hundreds in the process.

If you’re ready to start saving, take a moment to:

Saving money on auto insurance doesn’t have to be complicated—you just have to know where to look. If you'd like to support my work, feel free to use the links in this post—they help me continue creating valuable content.

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Yes and they already do.

Nexo is a textbook bank. You deposit your money and they give you loans, except that getting loans is 100x times easier.

They don’t do any credit check, you don’t have to apply, you just get it, instantly.

Platforms like NEXO will replace traditional banks bit by bit and become the new banks.

They are already the new banks. Probably next year and the year after, we will see NEXO become bigger than many banks.

Edit: Nexo is already a top 800 bank in the world after its first year of operation.

Here is also an interesting piece from reddit from July this year:

$700M in loans 20

Yes and they already do.

Nexo is a textbook bank. You deposit your money and they give you loans, except that getting loans is 100x times easier.

They don’t do any credit check, you don’t have to apply, you just get it, instantly.

Platforms like NEXO will replace traditional banks bit by bit and become the new banks.

They are already the new banks. Probably next year and the year after, we will see NEXO become bigger than many banks.

Edit: Nexo is already a top 800 bank in the world after its first year of operation.

Here is also an interesting piece from reddit from July this year:

$700M in loans 200k+ customers brings us close to $2B in collateralized deposits considering avarage 30% LVT ( my raugh estimate ) now deposits are much higher as not everyone takes out max what’s given to them. My guess is around $5B in total deposits and growing Now that puts Nexo in top 800 banks in the world in terms of total deposits after 1st year. That’s completely astonishing growth, we are eye witnessing birth of next PayPal, growth turned into parabolic curve, I consider myself lucky stumbling upon it and you should to. Security token, with dividends, PayPal market cap is $166B Nexo $65M it’s just unbelievably undervalued given total deposits. I’m going to ride this wave just like XRP from $0.005 and ETH ICO $0.20, if you missed them all this is your true chance

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Most crypto payment processing solutions support a range of popular cryptocurrencies, including:

  1. Bitcoin (BTC): The original and most well-known cryptocurrency.
  2. Ethereum (ETH): A blockchain platform that enables developers to create decentralized applications and smart contracts.
  3. Bitcoin Cash (BCH): A fork of the original Bitcoin blockchain, designed to process transactions more quickly and at lower fees.
  4. Litecoin (LTC): A lighter version of Bitcoin, designed to be faster and more efficient.
  5. Ripple (XRP): A blockchain platform designed for cross-border payments and financial settlement solutions.
  6. Te

Most crypto payment processing solutions support a range of popular cryptocurrencies, including:

  1. Bitcoin (BTC): The original and most well-known cryptocurrency.
  2. Ethereum (ETH): A blockchain platform that enables developers to create decentralized applications and smart contracts.
  3. Bitcoin Cash (BCH): A fork of the original Bitcoin blockchain, designed to process transactions more quickly and at lower fees.
  4. Litecoin (LTC): A lighter version of Bitcoin, designed to be faster and more efficient.
  5. Ripple (XRP): A blockchain platform designed for cross-border payments and financial settlement solutions.
  6. Tether (USDT): A stablecoin that is pegged to the value of the U.S. dollar.
  7. Binance Coin (BNB): A cryptocurrency used on the Binance exchange to pay for trading fees and other services.
  8. Dogecoin (DOGE): A cryptocurrency that started as a joke but has since gained a significant following.
  9. Cardano (ADA): A blockchain platform that aims to provide a more secure and scalable infrastructure for decentralized applications.
  10. Polkadot (DOT): A blockchain platform designed to enable interoperability between different blockchain networks.
    all crypto payment processing solutions support all of these cryptocurrencies, and some may support additional coins and tokens beyond this list. It's always a good idea to research and compare different payment processing options to find the one that supports the cryptocurrencies you need.
Scan the world for investment opportunities with the free World Map Screener at Interactive Brokers!
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YES! A cryptocurrency is a digital or virtual currency that uses cryptography for security. A cryptocurrency is difficult to counterfeit because of this security feature. Cryptocurrencies’ blockchains are secure and safe for transcations, but other aspects of a cryptocurrency ecosystem are not immune to the threat of hacking.

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It's not that the big banks are “safe” from crypto, but they're following Federal rules and those rules protect them. So, unless a government suddenly is in on crypto, they will be separated for a long time.

Crypto doesn't want to be regulated, so they stay away from governments as much as possible, but they're trying to get the governments to bring their guard down. It looks to be a standoff that the governments will win.

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Very secure. But you have to keep in mind where you are putting them.

in the order of “secure” from least to most:

* Bitcoin that you bought from your bank and that they “hold” for you
* An exchange account (coinbase, gemini, kracken, bittrex, binance…)
* A wallet on your computer
* A wallet on your phone
* A Defi exchange account (celsius, Nexo, blockFi…)
* A hardware wallet plugged into your

Very secure. But you have to keep in mind where you are putting them.

in the order of “secure” from least to most:

* Bitcoin that you bought from your bank and that they “hold” for you
* An exchange account (coinbase, gemini, kracken, bittrex, binance…)
* A wallet on your computer
* A wallet on your phone
* A Defi exchange account (celsius, Nexo, blockFi…)
* A hardware wallet plugged into your computer/phone
* A hardware wallet
* Your hardware wallet that only you have the keys to

That pretty well covers most of the opportunities. Here’s the quick discussion.

Anything that is “regulated” by the SEC can be seized by any arm of the government (US government). This applies to your country’s equivalent of the SEC. If they regulate the exchange, they regulate the accounts. At any point, they can decide that you are a ‘not good’ person and freeze your account.

Anything attached permanently to the internet has the potential to be hacked or stolen. This includes comp...

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Blockchain is the technology behind cryptocurrency. The backend process for cryptocurrency transactions is quite complex, and the transactions are recorded into the blocks and time-stamped. Due to its complexity, it is very hard for hackers to get through, making the cryptocurrency pretty secure.

Also, cryptocurrency can become more secure by taking some measures, which we will be discussing further in this article. For now, some basic things must be considered like, a two-stage authentication process while making cryptocurrency transactions. For example, at the time of processing transactions,

Blockchain is the technology behind cryptocurrency. The backend process for cryptocurrency transactions is quite complex, and the transactions are recorded into the blocks and time-stamped. Due to its complexity, it is very hard for hackers to get through, making the cryptocurrency pretty secure.

Also, cryptocurrency can become more secure by taking some measures, which we will be discussing further in this article. For now, some basic things must be considered like, a two-stage authentication process while making cryptocurrency transactions. For example, at the time of processing transactions, you need to enter a username first and a verification code that is sent to your personal smartphone via text or email.

This type of security is just not enough; therefore, companies and investors make sure that they invest or even open their own cryptocurrency. They must be aware of the cryptocurrency security standards.

Cryptocurrency Security Standards

What are Cryptocurrency Security standards? It is a set of security requirements for the systems used for cryptocurrency. This includes cryptocurrency exchanges, mobile, and web applications. For increasing cryptocurrency security, it is better to have an information system having cryptocurrency Security standards. This helps to manage and standardize the techniques and perform methods to a particular system for security. Cryptocurrency Security Standards (CCSS) allow the end-users to make smart choices and decisions for purchasing and investing in the right services. Also, the Cryptocurrency Security Standards CCSS helps the customers and investors to make good decisions when allying with the companies.

Mostly, Cryptocurrency Security Standards (CCSS) have ten points that are fulfilled while setting up cryptocurrency security systems. It is a 10 step security put up in 3 levels. Thus the standard is followed by most cryptocurrency exchanges.

The following are the steps that most blockchain companies and organizations follow, and investors must invest in the services of companies following the Cryptocurrency Security Standards:

  • Key/seed generation
  • Wallet Creation
  • Key Storage
  • Key Usage
  • Key Compromise policy
  • Keyholder Grant/ Revoke Policy and Procedures
  • Third-party audits
  • Data Sanitization Policy
  • Proof of Reserve
  • Log Audits

How to Protect your Digital Investments?

It is crucial to protect your digital assets, and for that, you must imply cryptocurrency security as it gives the fundamental security aspects. As the cryptocurrency services do not offer a security level as banks, certain risks and precautions must be looked over and implemented while investing in cryptocurrency.

Cryptocurrency security offers safeguards for your crypto assets. It also allows you to trade and invest in cryptocurrency safely. However, there are some things that can be taken care of at a personal level. Few mistakes from your end can save you many dollars or coins. That means there are some risks that you can overcome with proper knowledge about cryptocurrency trading. You can check out cryptocurrency certifications and courses online on blockchain council.

Cryptocurrency Security Measures

Following the security measures strictly can save your cryptocurrency from any fraud, loss, accident, etc. However, making the right decision can lead you to high profit, whereas a single and minute mistake can bring you losses. When dealing with a critical technology prone to cyber-attacks and a target of hackers, cryptocurrencies must be handled with proper security.

Some of the ways by which you can secure your crypto investments are as follows:

  • Cold Wallet is a better option as it is not connected to the internet.
  • Using secured Internet Network
  • Maintaining multiple wallets
  • Ignore phishing Mails
  • Keep changing your password
  • Make sure to update your devices with the latest software
  • Also, have antivirus software to protect your device from viruses and malfunctions.
  • Keep your keys separate and with high security.

These few points can make your digital assets secure and away from cyber attacks. Also, make sure to invest in multiple cryptocurrencies and do not hold on to a single currency. There are many cryptocurrencies in which you can start investing. Moreover, it is recommended to invest in stable coins like Tether (USTD), DIA, US Coin (USDC), etc., at the beginning for a safer side.

Conclusion

I have covered vast knowledge about cryptocurrency security, Measures to secure cryptocurrency, Also, how you can secure your digital assets using the right exchanges and digital wallets. I’ve also covered storing cryptocurrency in physical wallets. Understanding the concept of securely trading cryptocurrency is very important in order to gain profit from it. If you wish to learn more about cryptocurrencies, trading, investing and dealing with digital assets, follow me for more tips.

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Pretty much never.

Crypto is legally a commodity. It’s a commodity that can swing 20% of its value in a single day.

It’s effectively controlled by a ‘bank’ of its own, despite crypto enthusiasts insistence of ‘decentralization’, because mining pools tend to own 50% or more of it. This group isn’t actually held accountable ot anyone.

There are no BENEFITS to accepting cryptocurrency over real actual money, unless you, uh, really hate banks and the government.

Which, again, means that banks and the government have no benefit in accepting it.

Which means, whoops, your currency isn’t actually useful fo

Pretty much never.

Crypto is legally a commodity. It’s a commodity that can swing 20% of its value in a single day.

It’s effectively controlled by a ‘bank’ of its own, despite crypto enthusiasts insistence of ‘decentralization’, because mining pools tend to own 50% or more of it. This group isn’t actually held accountable ot anyone.

There are no BENEFITS to accepting cryptocurrency over real actual money, unless you, uh, really hate banks and the government.

Which, again, means that banks and the government have no benefit in accepting it.

Which means, whoops, your currency isn’t actually useful for the primary reasons people want and use curencies.

So, I suspect it will stay the way it is now: A weird gambling game for libertarians to constantly ponzi scheme each other.

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Crypto payments: exciting potential, mind-boggling options, and enough jargon to make your head spin. Three years ago, I faced the same dilemma you're in now - choosing the right platform to accept these digital coins in my business.

Let me tell you, it wasn't a walk in the Satoshi park. I tried the usual suspects: PayPal, Stripe, even dipped my toes in Authorize and Clara. While they handled traditional payments like a charm, crypto integration was clunky, fees bit hard, and support left me wanting more.

Then I stumbled upon European Merchant Services (UK) Limited (WWW.EMS-LTD.GLOBAL)., and let

Crypto payments: exciting potential, mind-boggling options, and enough jargon to make your head spin. Three years ago, I faced the same dilemma you're in now - choosing the right platform to accept these digital coins in my business.

Let me tell you, it wasn't a walk in the Satoshi park. I tried the usual suspects: PayPal, Stripe, even dipped my toes in Authorize and Clara. While they handled traditional payments like a charm, crypto integration was clunky, fees bit hard, and support left me wanting more.

Then I stumbled upon European Merchant Services (UK) Limited (WWW.EMS-LTD.GLOBAL)., and let me tell you, it was a game-changer. Here's why:

1. Simple Setup & Seamless Crypto Integration: No tech headaches, folks. EMS made onboarding a breeze, seamlessly integrating crypto payments with my existing system. Bitcoin, Ethereum, Litecoin, you name it - they handled it all, without sacrificing the smooth user experience my customers loved.

2. Competitive Fees & Transparent Pricing: Gone are the days of hidden charges and surprise deductions. EMS offers clear, competitive fees with no hidden costs. You know exactly what you're paying, every time.

3. Top-Notch Support: Remember the support blues I mentioned? EMS washed them away with their fantastic customer service. A real human, on the other end of the line, who actually gets crypto and can troubleshoot any issue like a pro. Trust me, it's a refreshing change!

4. Security You Can Trust: Let's face it, security is paramount in the crypto world. EMS takes it seriously, with robust security measures and industry-leading compliance to keep your transactions and your customers' data safe and sound.

5. Focus on Growth: EMS doesn't just process payments, they partner with you for growth. They offer valuable insights, marketing tools, and even educational resources to help you navigate the ever-evolving crypto landscape.

So, how does a crypto payment actually work with EMS? It's surprisingly simple:

  1. Your customer chooses their preferred cryptocurrency at checkout.
  2. EMS seamlessly converts the crypto to your chosen fiat currency (like GBP) in real-time.
  3. You receive the funds securely in your account, minus the transparent transaction fee.

No fuss, no muss, just smooth sailing all the way.

Look, I'm not here to badmouth the other guys. They have their place. But when it comes to seamless crypto integration, competitive fees, exceptional support, and a genuine focus on your business growth, European Merchant Services (UK) Ltd. has won me over completely. After three years, I wouldn't have it any other way.

I encourage you to do your own research, compare options, and find the platform that best suits your needs. But trust me, giving EMS a try might just be the smartest crypto move you make today.

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CryptoCurrency will be biggest fraud of 2019, there is nothing backing this currency its all in air nothing regulating such currencies, it was made by CIA and other Intelligence agencies this is best tool to launder money and Terrorist financing …. As a normal citizen and investor stay away form it …. Thats my advise and opinion.

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A customer decides to pay for a good or service, or someone wants to pay a friend. The recipient creates a digital invoice to be paid using their payment gateway. This is usually a QR code containing the receiving wallet address and the amount needed. The payer scans the QR code with the app and confirms the payment. The crypto is transferred to the payee’s account or digital wallet.

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Antonopoulos states that he thinks the big commercial banks are experiencing the “5 Stages of Grief.” The Banks are currently in Stage 3 and they will start accepting Cryptocurrency as an alternative when they reach Stage 5.

1.Denial

First, they denied the efficacy of the technology.

2. Anger

Then Banks denied users access to Bitcoins, by making it difficult to purchase Bitcoin through their Bank Account or Credit cards. Statements were made that Bitcoin was used to fund illegal activities like Terrorism without any proof.

3.Bargaining

Now they are pursuing a bargaining tactic by acknowledging the u

Antonopoulos states that he thinks the big commercial banks are experiencing the “5 Stages of Grief.” The Banks are currently in Stage 3 and they will start accepting Cryptocurrency as an alternative when they reach Stage 5.

1.Denial

First, they denied the efficacy of the technology.

2. Anger

Then Banks denied users access to Bitcoins, by making it difficult to purchase Bitcoin through their Bank Account or Credit cards. Statements were made that Bitcoin was used to fund illegal activities like Terrorism without any proof.

3.Bargaining

Now they are pursuing a bargaining tactic by acknowledging the uses for blockchain (specifically NOT Bitcoin as Antonopoulos says).

4. Depression

Banks would soon resign to their fate. Their prices would crash as their monopoly power is diluted.

5.Acceptance

Banks will start accept payments using Cryptocurrencies.

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CoinPayments is generally considered secure for crypto transactions. They use various security measures, such as two-factor authentication (2FA), cold storage for funds, and encryption to protect user data. However, it's always a good practice to do your own research and read reviews before using any platform for cryptocurrency transactions. Additionally, ensure you follow best security practices, like enabling 2FA and keeping your private keys safe.

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Given risks to both individual wallets and exchanges, it's important to consider best practices to mitigate the disasters that can happen. Those best practices include starting with only nominal amounts in crypto, to gain a convincing history of the quality of both wallet software and trading platforms ( cosechafx). Consider experimenting with the offerings over a period of time that may be several months to a year. As a contract, a cryptocurrency, including both Bitcoin and newer offerings, is established via the evidence of stability over time.

Given that the biggest risks have come from thin

Given risks to both individual wallets and exchanges, it's important to consider best practices to mitigate the disasters that can happen. Those best practices include starting with only nominal amounts in crypto, to gain a convincing history of the quality of both wallet software and trading platforms ( cosechafx). Consider experimenting with the offerings over a period of time that may be several months to a year. As a contract, a cryptocurrency, including both Bitcoin and newer offerings, is established via the evidence of stability over time.

Given that the biggest risks have come from things that are all too common in the software world, such as cracked passwords and backdoor software installs, it's important to both observe best practices in the maintenance of secrets but also to test out various offerings to establish the quality of programs and platforms.

And perhaps the best thing one can do is to avoid the mindless urge known as "fear of missing out," or FOMO. A good part of the danger in crypto comes from the continually shifting nature of currencies and technologies. Jumping into anything increases risk. Avoiding rushing into anything crypto that is new simply because it is new will most likely greatly reduce the headaches and the heartache.

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Technology has changed the way people work, communicate, shop and even pay for goods. Companies and consumers don't always prefer cash anymore, and this behavior is giving way to contactless payments like Apple Pay. With the quick wave of a smartphone, consumers can pay for items at digital registers. Now, a new payment system is emerging: cryptocurrency.

Probably everyone heard about Bitcoin by now. It was the first cryptocurrency to go mainstream, but others are growing in popularity. There are more than 2,000 different types of cryptocurrencies, and more are developed every day.

Research sugg

Technology has changed the way people work, communicate, shop and even pay for goods. Companies and consumers don't always prefer cash anymore, and this behavior is giving way to contactless payments like Apple Pay. With the quick wave of a smartphone, consumers can pay for items at digital registers. Now, a new payment system is emerging: cryptocurrency.

Probably everyone heard about Bitcoin by now. It was the first cryptocurrency to go mainstream, but others are growing in popularity. There are more than 2,000 different types of cryptocurrencies, and more are developed every day.

Research suggests most people have heard of cryptocurrency but don't fully understand what it is. So, what is it, is it secure and how do you invest in it?

In aggregate , we are very secured with crypto currencies provided that we have a very expert information on how it works , Information simply makes a huge difference between a successful investor and an unsuccessful investor, for further tips and expert knowledge on how to secure your crypto currencies, you can contact me, always be vigilant , don’t fake platform and scammers make away with your coins !

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There are two major differences between traditional payment processing and cryptocurrency payment processing. First, a client pays via a digital wallet, not a credit card. Second, he/she pays in cryptocurrency, not in physical currencies like USD, EUR etc

To pay and accept crypto payments, one needs a digital wallet. It can be either an app or software. These wallets are much like bank accounts. The main difference is that they are decentralized. There are two main types of crypto wallets:

Single currency wallets: These wallets link to a specific currency (aka Bitcoin). They fit best for individ

There are two major differences between traditional payment processing and cryptocurrency payment processing. First, a client pays via a digital wallet, not a credit card. Second, he/she pays in cryptocurrency, not in physical currencies like USD, EUR etc

To pay and accept crypto payments, one needs a digital wallet. It can be either an app or software. These wallets are much like bank accounts. The main difference is that they are decentralized. There are two main types of crypto wallets:

Single currency wallets: These wallets link to a specific currency (aka Bitcoin). They fit best for individuals or inventors who work with a particular currency.

Multi-currency wallets: Business owners prefer multi-currency crypto wallets as they offer a more comprehensive range of payment options.

Once a customer pays in crypto, a merchant gets the funds in crypto as well. Merchant can convert them to fiat anytime. It can be done either with the help of a merchant’s PSP or a crypto-exchange agency.

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Generally Yes.

Cryptos have 3 characteristics:

  • Transaction Speed
  • Security
  • Scalability

So the developers try to make new cryptos more fast, secure and scalable.

P.S. transactions are safe not save.

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Not as secure as people think. The FBI manages to track down stolen bitcoins pretty regularly now. The same ledger that miners create when they mine crypto creates a digital trail from wallet to wallet. Some wallets are still anonymous, but not all are. If the government wants to identify the participants in a crypto transaction they will do so.

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It’s been called inherently worthless, ‘a ponzi scheme’ and the ‘mother of all bubbles’. But perhaps cryptocurrency’s main issue is not whether or not it’s destined to become a solely speculative asset, but whether it’s secure enough to ever be considered truly safe enough for the average punter to invest their life savings in.

Now that you can invest hugely on Power-Miner Startup Lab (www.power-miner.store) where you can get daily profit off your bitcoin investments for as long as 6 months through mining and daily trading, then life is getting better for Bitcoin investors now. Thanks to the wo

It’s been called inherently worthless, ‘a ponzi scheme’ and the ‘mother of all bubbles’. But perhaps cryptocurrency’s main issue is not whether or not it’s destined to become a solely speculative asset, but whether it’s secure enough to ever be considered truly safe enough for the average punter to invest their life savings in.

Now that you can invest hugely on Power-Miner Startup Lab (www.power-miner.store) where you can get daily profit off your bitcoin investments for as long as 6 months through mining and daily trading, then life is getting better for Bitcoin investors now. Thanks to the world cryptocurrency leaders for bringing in other options of earning cryptocurrency

Recent hacks affecting cryptocurrency exchanges like South Korean Coinrail and Bithumb to the tune of tens of million dollars apiece have been accompanied by hyperbolic headlines and spiralling price drops in Bitcoin and other cryptocurrencies.

Cryptocurrencies have suffered from misconceptions about their security

But despite the mania, is there anything that makes cryptocurrencies inherently unsafe?

Part of the initial appeal of cryptocurrencies like Bitcoin was that the transparent, distributed blockchain ledger it was built upon, which was designed to eliminate the possibility of fraud by making a real-time, completely accurate ledger of transactions available to all who wished to see it.

But since these early glory days, whole industries have cropped up with the combined goal of undermining two major tenets of the currency - security and anonymity.

A shadow industry made up of companies eager to decode transactions on the ledger to reveal the identity of the transactor and their history of payments has flourished.

While simultaneously, hackers work to create algorithms that will target cryptocurrency exchanges in the hopes of haemorrhaging cash in their direction.

In the past six months, it’s estimated that $1.1 billion has been siphoned from cryptocurrency exchanges, thanks to instruments available for purchase in marketplaces found on the dark web.

According to 'Cryptocurrency Gold Rush on the Dark Web', a recent report carried out by Carbon Black, 'The available dark web marketplaces represent a $6.7 million illicit economy built from cryptocurrency-related malware development and sales.'

Although this malware primarily relates to ‘cryptojackers’ such as GhostMiner and Loap, which secretly mine cryptocurrency from computers without the owner's awareness, there is also malware geared towards hacking cryptocurrency exchanges.

Many a successful hack has compromised crypto exchanges, but are these risks innate to cryptocurrencies? “There are some risks that are just derived from the fact that this is a digital asset," says Sarah Meiklejohn, Associate Professor in Cryptography and Security at UCL and a member of the Initiative for Cryptocurrencies and Contracts.

"And like any digital asset you might accidentally delete it - you might throw away that hard drive with that really important word document on it, or you might forget the password to a really important account," she adds.

But it's true that some attacks have taken advantage of weaknesses in cryptocurrencies in a way that wouldn't be applicable to fiat currencies, for example by exploiting errors in their coding.

An early attack on Bitcoin exploited a loophole in the algorithmic code which caused it to keep repeating the same transaction over and over again - in this case, transferring large sums of cash into the account of the hacker in question.

This was a similar story for the hack of the now obsolete DAO, a smart contract built on top of the Ethereum blockchain. These incidents are rare, and immediately countered by an update in the protocol of the currency.

Instead, the vast majority of cryptocurrency hacks target not the underlying technology of the currency itself but the exchanges where these currencies are traded.

“These exchanges, they're not even banks. People are trading cryptocurrencies - they're kind of gambling sites in a way,” says Nicholas Gregory, a longtime cryptocurrencies entrepreneur and current CEO at CommerceBlock, an infrastructure company that provides a suite of blockchain solutions pegged to cryptocurrencies for traditional asset markets.

Meiklejohn similarly cites the lack of security afforded by these exchanges. “Most of the way we have our money is as a digital asset, right? I mean we're not storing cash under the mattress. So the idea is, aren't we running the same risks storing it with our banks?” she says. “And the answer is, well not so much because banks have really advanced fraud detection, banks really try to stay on top of the latest cryptographic standards and the latest techniques. So I would argue they're less vulnerable to these kinds of hacks and attacks just because it's an industry that's been around for a lot longer.”

It's true that many of these exchanges develop without adequate security or infrastructure in place, with some being run as startups by only two or three people. “It would be hard for them to have strong security because the whole nature of having your money on an exchange is that you can move it in and out of other cryptocurrencies relatively easy; at the click of a button you can buy, you can exchange your Bitcoin for say your Litecoin or your Ethereum," says Gregory. "But by that very nature it's going to be less secure.”

It’s for this reason, then, that 27 percent of cryptocurrency attacks are aimed at exchanges. And while most attacks are still aimed at Bitcoin - offering the promise of the most lavish returns - 44 percent are now targeted towards Monero, another cryptocurrency offering comparatively low transaction fees, non-traceability and privacy.

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While some banks have started to offer services related to cryptocurrencies, such as custody and trading, the vast majority of banks have not yet incorporated cryptocurrencies into their day-to-day operations. This is due to a variety of reasons, including regulatory concerns, volatility, and the lack of a clear framework for how cryptocurrencies should be treated by banks.

In terms of cross-border payments, it is still unclear what the first choice for banks would be when it comes to cryptocurrencies. While Bitcoin is the most well-known cryptocurrency and has been used for cross-border paymen

While some banks have started to offer services related to cryptocurrencies, such as custody and trading, the vast majority of banks have not yet incorporated cryptocurrencies into their day-to-day operations. This is due to a variety of reasons, including regulatory concerns, volatility, and the lack of a clear framework for how cryptocurrencies should be treated by banks.

In terms of cross-border payments, it is still unclear what the first choice for banks would be when it comes to cryptocurrencies. While Bitcoin is the most well-known cryptocurrency and has been used for cross-border payments in the past, its slow transaction times and high fees make it less than ideal for this purpose. Other cryptocurrencies such as Ripple (XRP) and Stellar (XLM) have been designed specifically for cross-border payments and offer faster transaction times and lower fees. However, banks may also consider using stablecoins, which are cryptocurrencies pegged to a stable asset such as the US dollar, as a way to mitigate the volatility of cryptocurrencies while still taking advantage of their speed and low transaction fees.

Ultimately, it will depend on the specific needs and priorities of each bank when it comes to cross-border payments using cryptocurrencies.

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People switched from trading gold to paper-based currency to transfer value. It’s about time that we see the world switching from fiat-money to digital money.

With technology making every part of our lives better, it’s also starting to change how we used to transfer value – and for good.

But keep in mind that not all cryptocurrencies you see on exchanges like Binance, LocalBitcoins are worth investing in.

From only paper-based currency to instant bank transfers via third-party alternatives, transferring payments has come a long way. Cryptocurrencies are just making a giant leap forward and trying

People switched from trading gold to paper-based currency to transfer value. It’s about time that we see the world switching from fiat-money to digital money.

With technology making every part of our lives better, it’s also starting to change how we used to transfer value – and for good.

But keep in mind that not all cryptocurrencies you see on exchanges like Binance, LocalBitcoins are worth investing in.

From only paper-based currency to instant bank transfers via third-party alternatives, transferring payments has come a long way. Cryptocurrencies are just making a giant leap forward and trying to cut down the middle-man when transferring payments.

And yes, we are more than secure with cryptocurrencies as the network on which cryptocurrencies run can’t be manipulated. However, if someone tried, they had to take over more than 50% of computers maintaining the crypto network – and even then, the probability will be less than 25%.

Cryptocurrencies offer a new and more secure way on how we transfer value from one place to another. In the world of crypto, powerful machines and code have full authority rather than a vulnerable human being. There are also good practices on how to safely own BTC and other cryptocurrencies.

In conclusion, I would like to say that the future of money is in safe hands. Although cryptocurrencies are facing backlash due to certain issues, their adoption is inevitable.

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To receive payments in cryptocurrency, companies typically follow these steps:

  1. Set up a Crypto Wallet: The company needs a digital wallet to receive, store, and manage cryptocurrency.
  2. Choose a Payment Processor: Many businesses use third-party services like BitPay, Coinbase Commerce, or PayPal to process cryptocurrency payments, which simplify transactions and conversions to fiat currency.
  3. Integrate Payment Options: Companies integrate crypto payment options into their checkout systems or websites.
  4. Compliance and Accounting: Ensure compliance with local regulations and manage taxation and accounti

To receive payments in cryptocurrency, companies typically follow these steps:

  1. Set up a Crypto Wallet: The company needs a digital wallet to receive, store, and manage cryptocurrency.
  2. Choose a Payment Processor: Many businesses use third-party services like BitPay, Coinbase Commerce, or PayPal to process cryptocurrency payments, which simplify transactions and conversions to fiat currency.
  3. Integrate Payment Options: Companies integrate crypto payment options into their checkout systems or websites.
  4. Compliance and Accounting: Ensure compliance with local regulations and manage taxation and accounting for crypto transactions.
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Coinbase is one of the most established cryptocurrency exchanges in the United States and one of the largest in the world.

Coinbase has greatly expanded its crypto offering, now with access to nearly 100 cryptocurrencies.

Insurance: Cryptocurrency is insured in the event the website is hacked, which is a rare offering in the crypto world.

Trading platforms: Coinbase users can trade on two platforms: the original Coinbase platform, which allows users to use U.S. dollars to purchase cryptocurrency, and Coinbase Pro. Formerly known as GDAX, Coinbase Pro has advanced charting functions and allows use

Coinbase is one of the most established cryptocurrency exchanges in the United States and one of the largest in the world.

Coinbase has greatly expanded its crypto offering, now with access to nearly 100 cryptocurrencies.

Insurance: Cryptocurrency is insured in the event the website is hacked, which is a rare offering in the crypto world.

Trading platforms: Coinbase users can trade on two platforms: the original Coinbase platform, which allows users to use U.S. dollars to purchase cryptocurrency, and Coinbase Pro. Formerly known as GDAX, Coinbase Pro has advanced charting functions and allows users to make crypto-to-crypto transactions, as well as place market, limit and stop orders.

Coinbase Earn: A novel way to “earn while you learn,” Coinbase provides a series of video classes and exams as a way to educate users about cryptocurrency trading and some of the cryptocurrencies on offer. And, by taking the classes, users can earn certain cryptocurrencies.

It is a very secure platform to purchase bitcoin.

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No, Coinbase India doesn’t support UPI payment. Coinbase disabled UPI accounts in India because of notice by NCPI(the organization which controls UPI). The notice read that NCPI is not aware of any cryptocurrency exchange that uses UPI. Further, to avoid any regulatory heat from the government, Coinbase temporarily suspended UPI along with a few other exchanges.

source:

https://www.cryptocoffeetale.com/
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It's more safe than giving your NEFT details to someone, but remember that it is for payments, don't get fooled by scammers telling you to click on a QR code to receive money

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The same way they deal with electronic transfers and stock holdings now. There’s nothing magical about cryptocurrency nor how banks would keep track of it.

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