These are not actually loans but are called endowments. till now only 2 KC Mahindra foundation and TATA foundation give these endowments. that also based on your Profile and sop. the maximum amount that these foundations give is RS. 10 Lakhs.

so then also you will require the help of banks for remaining amount. I suggest to start eh process side by side and not just rely on these foundations. Best banks are Nationalized Banks but most of them ask for collateral. Other options are Private banks. they provide the amount without collateral but slight high interest. And finally the NBFC’s no collateral, No issue with amount, Higher Interest than Private banks.

I was in your shoes once, so based on my experience WeMakeScholars are the best source in the market for negotiating with bank people for lower Interest rates, and also provide you with best possible options. Vedang Serdeshmukh guided me for the process and gave me the best ROI.