I was T-boned by a motorist who was speeding and ran a red light (I had the green light and was travelling far below the speed limit as I was making a turn from a stopped position).

It took 2 months for me to recover from my injuries and subsequent surgery. The police marvelled that I was not killed when they saw the damage to my car. I would have been killed if I hadn’t been wearing my seatbelt (this was before airbags).

The other driver sued me for his own injuries. There were independent witnesses so there was little doubt as to who was at fault. He gave up after two years of doing battle with my insurer’s lawyers.