The following incident happened a year ago. I was watching TV when a phone call came. Here is the following conversation:

Man: Is this Payal Srivastava speaking?

Me: Yes?

Man: Mam your account in SBI is deactivated as you have not submitted your aadhar card copy to link it with your account.

I was in shock as even though I hardly performed transactions using that account, I have already submitted my aadhar card copy and it was successfully linked with my account.

Me: What rubbish!! I have already submitted my aadhar card copy and received a message confirming it!

Man: Mam not only the aadhar card, but your debit card as well was supposed to be submitted.

Me: Well, I did not recieve any any news regarding this.

Man: So mam we are telling you now.

I was so tensed at that time because my account has been deactivated without prior informing me.

Me: Okay, I’ll submit it within two days.

Man: No need to come, we can do it online.

Me: Okay.

Man: Please tell me your 16 digit number on the card.

Me: XXXX-XXXX-XXXX-XXXX

Man: Okay, the digits shown at the backside, please tell it.

I was feeling a bit suspicious as it was the CVV number which generally banks don’t ask. But as I was more tensed so I gave him the number.

Man: Please tell the month and year written on the card. And after few minutes, you will get a message showing some code. Please tell it to me so that your account is activated again.

Me: Okay.

After few seconds, I recieved a message stating the code and told him. Then he asked for the second code. But as soon as I scrolled down the message, I realized that it was an online transaction for Ola Money of 10000 Rupees. I immediately cut the call shocked that I was duped of around 10000.

As soon as I realized that I have given the information of my debit card, I called to the SBI customer services and got my card cancelled. My maasi called back to that fraud with intention to give him a piece of mind, only to receive a response that ‘The number you have called is currently switched off’. We have assumed that the person might have either thrown the sim or broken it to remove any evidence.

But, here comes the twist.

Within 10 minutes of this incident, I received a message on my phone that:

‘Sorry, you transaction has been unsuccessful due to insufficient amount in your account’.

That was the biggest thug life moment for me. And for that fraud with the intention to dupe a person, he got duped instead.