Taking a 25-lakh education loan for an MS in the US can be a significant financial decision, and it does come with some risks—such as currency exchange rate fluctuations, uncertainty in post-study job prospects, visa limitations, and repayment burden if income is not as expected post-graduation.

However, with proper planning, these risks can be managed effectively. I recently got my education loan sanctioned and had an incredibly smooth experience thanks to Shubhangi from WeMakeScholars. She patiently guided me through every step—from comparing bank options to finalizing paperwork—and even helped me understand the disbursement and repayment process clearly.

What I found particularly reassuring was her constant follow-up and clarity on timelines—especially about the 6-month validity of the sanction and the importance of completing pre-departure formalities. And a bonus: as a part of the Digital India initiative, I’m eligible for cashback post disbursement, which is a nice perk!

If you're considering a loan, I highly recommend connecting with WeMakeScholars and asking for Shubhangi. Their support can make the process much less overwhelming.