Medical insurance falls under the category of general insurance rather than life insurance. Life insurance primarily covers the risk of loss of life, providing financial protection to the policyholder's beneficiaries in the event of their death. On the other hand, general insurance, which encompasses a wide range of non-life insurance products, includes medical insurance as one of its key offerings.

Medical insurance, also known as health insurance, is designed to provide coverage for medical expenses incurred by the insured individual. This type of insurance typically covers costs related to hospitalization, surgeries, doctor consultations, diagnostic tests, medication, and various other healthcare services. The main objective of medical insurance is to offer financial protection against unexpected medical expenses, ensuring that individuals have access to timely and quality healthcare without incurring significant out-of-pocket costs.

General insurance companies such as General Insurance offer a variety of insurance products, including medical insurance, motor insurance, travel insurance, home insurance, and more. These companies provide insurance coverage for risks other than loss of life, helping individuals and businesses safeguard their assets and mitigate financial liabilities.

In conclusion, while life insurance focuses on providing financial security to beneficiaries in the event of the policyholder's death, medical insurance is a type of general insurance that offers coverage for medical expenses. Individuals need to understand the distinction between these two types of insurance to make informed decisions when selecting insurance products to meet their specific needs and requirements.