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Profile photo for John von Gonten

There are a lot of places making that style. Look for sling packs.

Maxpedition has a line called Gearslingers, Vanquest brand has a fair number as well.

Where do I start?

I’m a huge financial nerd, and have spent an embarrassing amount of time talking to people about their money habits.

Here are the biggest mistakes people are making and how to fix them:

Not having a separate high interest savings account

Having a separate account allows you to see the results of all your hard work and keep your money separate so you're less tempted to spend it.

Plus with rates above 5.00%, the interest you can earn compared to most banks really adds up.

Here is a list of the top savings accounts available today. Deposit $5 before moving on because this is one of th

Where do I start?

I’m a huge financial nerd, and have spent an embarrassing amount of time talking to people about their money habits.

Here are the biggest mistakes people are making and how to fix them:

Not having a separate high interest savings account

Having a separate account allows you to see the results of all your hard work and keep your money separate so you're less tempted to spend it.

Plus with rates above 5.00%, the interest you can earn compared to most banks really adds up.

Here is a list of the top savings accounts available today. Deposit $5 before moving on because this is one of the biggest mistakes and easiest ones to fix.

Overpaying on car insurance

You’ve heard it a million times before, but the average American family still overspends by $417/year on car insurance.

If you’ve been with the same insurer for years, chances are you are one of them.

Pull up Coverage.com, a free site that will compare prices for you, answer the questions on the page, and it will show you how much you could be saving.

That’s it. You’ll likely be saving a bunch of money. Here’s a link to give it a try.

Consistently being in debt

If you’ve got $10K+ in debt (credit cards…medical bills…anything really) you could use a debt relief program and potentially reduce by over 20%.

Here’s how to see if you qualify:

Head over to this Debt Relief comparison website here, then simply answer the questions to see if you qualify.

It’s as simple as that. You’ll likely end up paying less than you owed before and you could be debt free in as little as 2 years.

Missing out on free money to invest

It’s no secret that millionaires love investing, but for the rest of us, it can seem out of reach.

Times have changed. There are a number of investing platforms that will give you a bonus to open an account and get started. All you have to do is open the account and invest at least $25, and you could get up to $1000 in bonus.

Pretty sweet deal right? Here is a link to some of the best options.

Having bad credit

A low credit score can come back to bite you in so many ways in the future.

From that next rental application to getting approved for any type of loan or credit card, if you have a bad history with credit, the good news is you can fix it.

Head over to BankRate.com and answer a few questions to see if you qualify. It only takes a few minutes and could save you from a major upset down the line.

How to get started

Hope this helps! Here are the links to get started:

Have a separate savings account
Stop overpaying for car insurance
Finally get out of debt
Start investing with a free bonus
Fix your credit

Profile photo for Mark O. David

Silicone spray,wait 10 min. spray again and slowly work it loose.When it works smooth keep it that way by lubing often

Profile photo for Jeasong A-ER-FA

Buy a needle and thread, their own sewing, do not know how to sew, learn on youtube or tiktok above, there are experts will tell you how to repair

Profile photo for Gary Lau

From the people selling electronics in HK. Every company will have some return items they want to get rid off. Even if its a dent in the box or a microscopic scratch. I know because i work in one.

The ipads with a damaged box are at least half priced.

I bought a dented ipad for 600hkd. Had it upgraded and refurbished for my wife. This ipad cost me of around 2000hkd. 128GB ipad completely new. Minus the parts the “repairman” might have taken out. Who knows right?

Anyway, i just bought 2 more. :)

There are several types of small business insurance that cater to different aspects of a business's operations. Here are a few of the most common types of insurance:

  • General Liability Insurance: Essential for businesses with customer interactions, it can cover claims of bodily injury, property damage, reputational harm, and advertising injury. For example, if a customer slips and falls in your store, this insurance can cover their medical bills.
  • Professional Liability Insurance: This coverage is important for business that provide professional services or advice. It helps protect against claims

There are several types of small business insurance that cater to different aspects of a business's operations. Here are a few of the most common types of insurance:

  • General Liability Insurance: Essential for businesses with customer interactions, it can cover claims of bodily injury, property damage, reputational harm, and advertising injury. For example, if a customer slips and falls in your store, this insurance can cover their medical bills.
  • Professional Liability Insurance: This coverage is important for business that provide professional services or advice. It helps protect against claims of negligence, mistakes or failure to deliver services as promised.
  • Workers' Compensation Insurance: Mandatory in most states, it provides benefits for work-related injuries or illnesses, including medical care, lost wages, and disability benefits. For instance, if an employee gets tendonitis from lifting heavy boxes, this coverage can help with their treatment.
  • Commercial Property Insurance: Important for businesses with physical assets, it helps cover property damage from theft, fire, and natural disasters. This ensures you can repair or replace damaged property without bearing the full financial burden.
  • Commercial Auto Insurance: Essential for businesses that use vehicles for operations, this helps cover damages and liabilities arising from accidents involving company vehicles. It can include coverage for bodily injury, property damage, and medical payments.

Choosing the right insurance for your small business involves assessing your unique needs and consulting with an advisor to pick from comprehensive policy options. With over 200 years of experience and more than 1 million small business owners served, The Hartford is dedicated to providing personalized solutions that help you focus on growth and success. Get a quote today!

Profile photo for Marcus Moore

I have a Carhartt backpack myself, it's about 7 or 8 years old. When mine needs repair, I'm just going to replace it, but you can probably get shoe repair shop to fix it.

Profile photo for Md. Masudur Rahman - Affiliate Marketer

The amount and type of the damage will determine how much it will cost to repair a Gucci backpack in-store. Repairs often cost between $50 and many hundred dollars. For an accurate estimate, it is recommended to speak with a Gucci store directly.

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